New Post at Your Insurance Advisor - Annuities: Flexible or Single Premium Annuity

Annuities create income security for consumers by providing guaranteed income for life, or for a predetermined period of time. This period of time is set at the time of purchase in the annuity contract between the purchaser and the insurance company. The money used to fund the annuity purchase is called the premium.

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Article at Your Insurance Advisor - Managing Your Money & Managing Risk

What's the difference between a successful investor and a failed investor? It's not being able to always pick the winners to invest in, even though that comes in a close second. Having that ability would be nice, however, even that would not always guarantee success as an investor. No, success as an investor really depends on how well you're able to manage your money. As a matter of fact, success in any financial endeavor really and truly depends on how well you can manage your money.

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Article at Your Insurance Advisor - Some Thoughts On Planning For The Long Term

A growing concern for many Americans, especially Boomers, but also Americans in other generational groups, as well, is long term care. Long Term Care insurance is vital because as a society we are living a lot longer than in the past. Recent advances in medical care and the treatment of disease and illness have advanced much farther than we expected them to. Even though we do have along way to go, as far as learning how to treat many diseases, and illnesses, the fact is that most Americans are living a lot longer than their fathers, mothers and grandparents.

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Article at Your Insurance Advisor - Auto Accident Insurance Claims Settlement Secrets

Insurance Settlement Secrets: A Step by Step Guide to Get Thousands of Dollars More for Your Auto Accident Injury Without a Lawyer! provides a fascinating behind-the-scenes look at how insurance companies process automobile accident injury claims.

Knowing how insurance companies process these claims can make the difference between receiving the minimum amount or receiving thousands of dollars more for your auto accident insurance claim. Insurance Settlement Secrets is easy to read because it is written in plain English. This book provides advice and tips for readers they need to ensure they receive the settlement they deserve for their auto accident injury claim.

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New Article at Your Insurance Advisor - Annuities: What is a Fixed Annuity?

A fixed annuity is a type of annuity that guarantees the purchaser or annuity buyer a fixed interest rate of return. This type of annuity is generally the safest type of annuity a consumer can purchase and this type of annuity works best for the majority of annuity buyers. Since consumers buy an annuity for security purposes, not for the investment potential, care should be taken to ensure that the annuity is purchased from a reputable source. Even though a fixed annuity is purchased for safety, given the way the market has been performing lately, a fixed annuity can provide a very effective alternative to other investment products.

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Article at Your Insurance Advisor - Annuities: What is an Annuity?

An annuity is an investment vehicle that is also an insurance product available from insurance carriers or companies. An annuity helps consumers protect themselves against living too long. In effect, it works as the opposite of a life insurance policy which protects consumers from living too little. An annuity guarantees the annuity buyer or purchaser a fixed amount of income for as long as they live.

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New Series at Your Insurance Advisor - Annuities: What is an Annuity?

Your Insurance Advisor has just started publishing a new series dedicated to Annuities. This series begins with an informative article entitled Annuities: What is an Annuity? This article provides basic information about annuities, and what an annuity actually is. The series will continue and talk about all of the other types of annuities available including fixed annuities, variable annuities, income annuities, immediate annuities, single premium annuities, flexible premium annuities and fixed index annuities.

Stop by Your Insurance Advisor to learn more.